Borrowers
Creative Solutions For Borrowers

At RYS Capital our dedicated team of real estate, with our private money programs, offer solutions for borrower with less than perfect credit, low cash reserves, vacancy issues or low debt coverage ratios who does not meet conventional underwriting guidelines.

When you are in search of a lender for your important real estate transaction and you’re not having a lot of luck with the big banks and corporations, RYS Capital is the reliable source of funding you can count on. RYS Capital is experienced, excellent reputated, friendly and the fastest growing private lender committed to offer fast, highly reliable financing based on holistic factors making the entire process of commercial real estate loans as painless as possible.

What sets us apart is our ability to personalize service throughout the loan process and to close loans without any lengthy turnaround times like traditional lending or having to wait for an appraisal.

5-7 Day Fundings
Common Sense Underwriting
1st & 2nd Trust Deeds
Loan Amounts

$50,000 – $20,000,000

Loan Up to 85% of Value
Same Day Approvals
Our Loan Programs
Bridge Loans

A bridge loan is a short-term loan in which a property owner borrows against their existing property to finance the purchase of a new property.

Trust Loans

Trust loans allow for successor trustees and beneficiaries to borrow against trust-owned real estate in order to raise funds for trust expenses or to help divide interest in the real estate among beneficiaries.

Estate Loans

Estate loans, probate loans and inheritance loans all refer to short-term loans against real estate assets within an estate.

Refinance Loans

Cash out loans and refinance loans allow real estate owners to borrow against the equity in their property or refinance their existing loan to obtain a longer term or lower interest rate.

Investment Loans

Investment property loans from hard money lenders allow real estate investors to quickly acquire investment properties such as single family residences, multifamily residences, apartment buildings and commercial property.

Rehab Loans

Fix and flip loans (also known as rehab loans) are short-term loans provided to real estate investors who want to acquire a property, make improvements and then quickly sell the property for a profit.

Construction Loans

We provide construction loans with financing of up to 60-65% loan to cost (LTC).

Purchase Loans

Hard money purchase loans are available to real estate investors who need rapid funding in order to secure a property.

Commercial Loans

Commercial hard money loans are available for various commercial property types including office buildings, retail, industrial, multifamily, healthcare and other special purpose property.